Health insurance capped, can't afford healthcare?

Have you reached the annual or lifetime limit of your health insurance, so you're now paying out of pocket for healthcare at prices that are unreasonably high? Pocketero can help.

Expected prices: Average

Patients in this category are usually quoted network-negotiated prices, which are generally around market prices because they are not meaningfully discounted.

The problem

Generally, insurers don't offer unlimited coverage - they cap how much they will cover both per-year and all-time. For example, a health insurer might cover up to $1 million per year, and up to $10 million per lifetime. If you are unfortunate enough to exceed one of these limits, you will probably be stuck paying for healthcare out of pocket. At best you will get your insurer's negotiated prices, which are usually mediocre. There is even a risk you can be exposed to the deliberately inflated "chargemaster" prices.

The solution

Pocketero empowers you with the best prices when paying out of pocket. For a very low membership fee, you can get prices that are around half of insurance-negotiated prices, without restrictions on providers, drugs, or services.